Methods of discharge............................................... 17

Treatment of these methods......................................... 17

Application of payments: debtor has primary right..................... 17

The creditor may direct the application if the debtor does not............ 17

Limitations of the creditor's right.................................... 17

Time allowed the creditor to make application......................... 17

What amounts to an appropriation by the creditor..................... 17

Where neither debtor nor creditor directs application................... 181

Illustrations of application by the law................................ 18

Effect of allowing creditor indefinite time to make application........... 18

The rule of the Civil law............................................ 18

Interests of third persons........................................... 18

Payment of trust money............................................ 18

Payment with money derived from a particular source, but not held in trust 180

Application of collateral............................................ 180

Definition of tender................................................ 180

Importance of tender............................................... 180

Essential characteristics of tender.................................... 181

By whom and to whom tender must be made......................... 181

Place of tender.................................................... 181

What money is legal tender......................................... 181

Tender must be unconditional....................................... 181

Conditional tender of secured debt................................... 181.

Tender must be kept good.......................................... 1810

Effect of tender in discharging obligations............................. 181

Tender of chattel property.......................................... 1811

Waiver of objection to tender....................................... 1811