Team play is very important in the banking business. Unless each member of the team does his duty the whole team cannot win the game. Failure on the part of one employee to do his duty in the bank may keep as many as three hundred men from performing their duty at the proper time. Every team has a captain who gives the orders which the members of the team obey. Intelligent obedience and willingness to take orders are important requirements for a good player of the game. Beginners in the banking business must look upon orders and instructions as commands from the team captain. Unless the bank employee makes up his mind to do all in his power to make the team - his bank - a success, he is unfitted for advancement; and it will not take his superiors long to find it out. Not only is team play necessary, but the individual member of the team must develop his own strength as much as possible. Too much emphasis cannot be laid upon the importance of clean living. A man cannot advance rapidly unless he has good health, and the way to secure good health is to avoid late hours and to secure adequate exercise outside of banking hours. Physical health is the best foundation for mental development. In addition to health, the bank man must develop his knowledge through education. He should take every opportunity that is offered to him to study his occupation or to study the business world in which he lives. Knowledge is power. It should be remembered that self-education may go on both in school and outside of school. Much knowledge and discipline may be acquired in spare moments by reading, conversation, or even by thinking, but such ways and means cannot be successfully substituted for orthodox methods of instruction.