This section is from the book "Elementary Principles Carpentry", by Thomas Tredgold. Also available from Amazon: Elementary Principles Of Carpentry.
207. In the construction of floors it would be an advantage to make each girder only half the breadth given by the rule, and to limit the distance apart to 5 feet; to bridge the upper or floor joists over the girders, and notch the ceiling joists to the under-side of them; and to omit the binding joists. This method would greatly increase the strength and stiffness; and, in point of economy, it is decidedly preferable; only it requires a much greater depth of flooring.
208. As the strain is always greatest at the middle of the length of a girder, it would be well to avoid making mortises there, if possible, either for binding joists or for any other purpose; and the most straight-grained part of the beam should be at the under-side.
Timber girders should not be built into the wall, but an open space left round their ends, either by laying a flat stone over them, or by turning an arch to carry the Wall above.
Girders should be laid from 9 to 12 inches into the wall, according to the bearing.
 
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